Compare Flipkart Axis Bank Credit Card vs Axis Bank Privilege Credit Card

Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits: Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card

b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

Get unlimited 5% cashback on Flipkart and Cleartrip spends
Get unlimited 4% Cashback on Preferred Merchants
Get unlimited 1% Cashback on other eligible categories
4 complimentary lounge visits to select airport lounges within India per Calendar year
1% fuel surcharge waiver on all fuel transactions in India. This is applicable on transactions between Rs. 400 to Rs. 4000
On any transaction over Rs. 2,500, convert the purchases into EMI
Indulge in delectable cuisines up to 15% off, up to Rs. 500, at partnered restaurants in India
On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 2.5 lakh in a card anniversary year

Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
With EazyDiner, Axis Bank Dining Delights program, get Rs. 800 off and more
Fuel surcharge refund on spends at all fuel stations across India. Avail this offer on transactions between Rs. 400 and Rs. 4,000 only
Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally, and spends done on insurance, fuel, rent, educational services, utilities, and government
Purchase Protection Plan up to Rs. 1 Lakhs
Credit Shield 1 Lakh
Loss Travel Documents Cover up to 300 USD
Delay of Check-in Baggage cover up to 300 USD
Loss of Check-in Baggage Cover up to 500 USD
Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira

Pros

Cons

Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
3.5% foreign currency conversion fees
No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards

Pros