Etihad Guest SBI Premier Card vs IDFC First Earn Credit Card
Joining Fees
₹4,999
₹499
Editor's Rating
3
Key Features
- Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
- Annual membership fee reversal from second year onwards will happen if you spend minimum of Rs. 5,00,000 in a year
- Complimentary overseas air accident coverage of Rs. 50 Lakh
- Complimentary Fraud liability cover of Rs. 1 Lakh
- Get 1% Cashback on every spend via the IDFC FIRST Bank mobile app
- Get 0.5% Cashback on UPI spends via other apps and all online spends. 0.5% cashback on all utility, insurance, and wallet load
- Welcome Bonus: 100% cashback, up to Rs. 500, on the 1st UPI spend made within 15 days of card generation and 5% cashback, up to Rs. 1,000, on the 1st EMI transaction value made within 30 days of card set-up
- Annual Benefit: Get 100% cashback, up to Rs. 200 (max. Rs. 50 each), on the 1st 4 UPI spends made via IDFC FIRST Bank mobile app within 15 days of annual fee being charged
- Convert UPI spends worth a min. of Rs. 2,500 into easy EMIs
- 25% discount up to Rs. 100 on movie tickets booked on District by Zomato
- 20% discount across 1,500+ resturants
- Complimentary roadside assistance worth Rs. 1,399
- Convenience of UPI + Power of Credit at 60+ million merchants
- Card Liability Cover of Rs. 25,000, Personal Accident Cover of Rs. 2,00,000, Credit Shield of Rs. 50,000, and Purchase Protection of Rs. 25,000
- Surcharge of 1% on payment for Rent and Property Management, subject to a minimum of Rs. 249 (+GST) per transaction
- Forex Markup at 3.5% for all international transactions
- Utility spends (Electricity, Gas, Telecom etc.) above Rs. 20,000 will attract 1% surcharge (+GST) on the aggregate utility spends in a statement cycle
- Earn Bonus Reward Points on booking flights and hotels via 'Travel and Shop' section on IDFC FIRST Bank Mobile App:
A. Bonus 4% cashback on all Flight bookings - Over and above your Credit Card Cashback
B. Bonus 8% cashback on all Hotel bookings - Over and above your Credit Card Cashback
C. Redeem your Reward Points - For flight and hotel bookings
Editor's Review
Pros
- Enjoy the privilege of instantly redeeming miles to book flights, hotels, car rentals from the participating travel partners or for purchasing amazing products at etihadguest.com.
- Access over 1000 Airport Lounges worldwide
- Up to 10% discount on travel rewards miles redemption
Cons
- No golf/coaching sessions
- Joining fee Rs. 4,999
Pros
- Bonus 4% cashback on all Flight bookings, Bonus 8% cashback on all Hotel bookings, and Redeem the Reward Points For flight and hotel bookings
- Since the card is on the RuPay network, it can be easily linked to UPI
- Get 0.5% Cashback on UPI spends via other apps and all online spends. 0.5% cashback on all utility, insurance, and wallet load
Cons
- No fuel benefits
- No golf benefits
- No complimentary domestic or international airport lounge access
