Etihad Guest SBI Card vs HSBC TravelOne Credit Card

• Avail complimentary Etihad Guest Silver tier status post first card
• Three Etihad Guest Miles you'll earn on every Rs. 100 spent on Etihad.com, earn Two Etihad Guest Miles on every Rs. 100 spent on International spends, and One Etihad Guest Mile on every Rs. 100 spent on other spends
• Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
• Gain discount of 5% on travel rewards miles redemption
• Complimentary overseas air accident coverage of Rs. 25 Lakh

• As a Welcome Benefit, on spending Rs. 10,000 within the first 30 days, get Cashback worth Rs. 1,000, Postcard Hotels voucher worth Rs. 3,000, and 3 months EazyDiner Prime membership. Get additional 3,000 bonus reward points when you spend Rs. 100,000 in the first 90 days
• Annual fee will either be Rs. 4,999, or free if you spend more than Rs. 800,000 a year
• Get complimentary airport lounge visits, holiday, car hire and lifestyle discounts, and more
• Avail 4 reward points for every Rs. 100 spent on flights, travel aggregators and in foreign currency
• Avail 2 reward points for every Rs. 100 spent on anything else, with no cap
• Avail 10,000 bonus reward points when spending more than Rs. 1,200,000 a year
• Get even more reward points with additional cards
• Instantly convert Reward points to Air Miles 1 to 1 in the app
• Save 15% on domestic and international holiday Bookings at Yatra, EaseMyTrip, PayTM Travel, and ClearTrip
• Save up to 20% at selected duty free stores in India
• Save when booking getaway at StayVista
• Enjoy Mastercard World Platform benefits, such as complimentary golf, holiday discounts and more
• Get up to USD 20,000 purchase protection every year
• Get 6 domestic and 4 international airport lounge visits every year
• Enjoy discounts on movies, events and dining with the Zomato app
• 15% off on Yatra
• 15% off on EaseMyTrip
• 15% off on Paytm Flights
• 15 % off on Cleartrip
• 11% off at StayVista: Stay for less when making a hotel booking through the StayVista website (max 2 bookings per card per year; max saving per booking INR3,000)
• Up to 50% off with the District app by Zomato: Up to 10% off events and dining. Plus, buy 1 movie ticket and get 1 free  twice a month
• Up to 20% off duty-free with AdaniOne: Save 20%, up to Rs. 3,000, on their app or website when spending Rs. 8,000 or more, once per card per year
• Access to the top golf courses in India: Get 4 complimentary rounds of golf and 12 complimentary lessons per calendar year (max 1 per calendar month). Plus, get 50% off your green fees for additional rounds

Pros

• Benefit from Instant discount and Insurance facilities
• Enjoy the Privileges and features provided on the Etihad Guest SBI Card
• In a year, spend minimum of Rs. 3,00,000 and get annual membership fee reversal second year onwards

Cons

• No Golf/Coaching sessions

Pros

• Enjoy Mastercard World Platform benefits, such as complimentary golf, holiday discounts and more
• Up to 15% discount across some of the most popular travel platforms
• Complimentary golf rounds and green fee offers

Cons

• No Fuel benefits
• Welcome benefits come with spend-based conditions
• Redemption of the accrued reward points is limited to just travel partner points or miles