Citi Rewards Credit Card vs SBM ZET Credit Card
Joining Fees
₹1,000
₹0
Editor's Rating
4.1
4.5
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
- Minimum FD of Rs. 5,000 is required to obtain this secured credit card
- Earn up to 7% Interest on FD
- Credit limit: 90% of FD amount
- A lifetime-free credit card with no renewal fees
- No Income Proof- Easy application with no credit history required
- Exclusive Discounts: Rewards and discounts you’ll love
- Zero interest for 45 days on UPI payments
- 5% Rewards on Amazon
- 8% Rewards on Flipkart
- 20% Rewards on Myntra
- Enjoy up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Earn up to 7% Interest on FD
- 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
Cons
- No travel benefits
- No golf benefits
- No complimentary domestic or international airport lounge access
