Compare BOI International Credit Card vs Tata Neu Plus SBI Credit Card

Affiliation: Mastercard/Visa/Rupay
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount

Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
Redeem these coins on Tata New App/Website and partner Tata Brands
2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
1% value-back as NeuCoins on other spends
1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
Annual fee waiver on spending Rs. 1 Lakh in the previous year
1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs

Pros

1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons