BOB Financial PREMIER vs LIC Axis Bank Signature Credit Card
Joining Fees
₹1,000
₹0
Editor's Rating
4.6
4
Key Features
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
- Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
- Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
- 8 complimentary domestic airport lounge access per calendar year at selected domestic airports
- Complimentary lost card liability insurance cover up to credit limit
- 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000
- Get up to 20% off at over 4,000 restaurants in India
- Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
- Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira
Editor's Review
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
Pros
- Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
- 8 complimentary domestic airport lounge access per calendar year
- Complimentary lost card liability insurance cover up to credit limit
Cons
- No golf benefits are provided
- No international airport lounge access
- No Spend Based Waiver
