Bank Of Maharashtra - SBI Card vs Klick RuPay Credit Card

• Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the  first ATM cash withdrawal, if done within 30 days of receiving the card
• Annual membership fee reversal from the second year 
• Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
• Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
• Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
• Book railway tickets online and they’ll get delivered at your doorstep

• Zero Joining Fees and Annual Fees
• 1% Fuel Surcharge Waiver
• 2 Rewards for every Rs. 200 non-UPI spends
• 2% cashback while you make quick and easy payments using Kiwi app
• 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
• Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
• Earn reward on UPI and non-UPI spends

Pros

• Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
• Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
• On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)

Cons

• No Complimentary Airport Lounge access 
• No Golf Privileges 

Pros:

• Lifetime Free Credit Card
• 2 Rewards for every Rs. 200 non-UPI spends
• 2% cashback while you make quick and easy payments using Kiwi app

Cons:

• No international or domestic lounge access
• No Golf Benefits
• No Movies and Entertainment, and Dining Benefits