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Axis My Zone RuPay Credit Card vs AXIS Bank IOCL Rupay Credit Card

Joining Fees

₹500

₹500

Editor's Rating

3.9

3.9

Key Features

  • Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance        
  • Customers can be eligible for SonyLiv Premium membership renewal on speading 1.5 lakhs in a card anniversary year.
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to selected airport lounges within India per Calendar quarter. This benefit is unlocked on spends of Rs. 50,000 in previous 3 months
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • Earn 1,000 EDGE REWARD Points on achieving annual spends of Rs. 1.5 lakhs in the card anniversary year
  • Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
  • On any transaction over Rs. 1,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to Rs. 1000 off at partnered restaurants in India
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Makemytrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1000 on Tira

  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn 20 Reward Points per Rs. 100 on fuel spends on IOC Terminal
  • 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
  • 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
  • Annual Fee waived off if spends more than Rs. 50000 per year
  • 10% instant discount for movie ticket booked via BookMyshow website
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Editor's Review

Pros

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate

Pros

  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance 
  • 10% instant discount for movie ticket booked via BookMyshow website
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits


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