Compare Axis Bank Vistara Signature Credit Card vs Paytm HDFC Bank Business Credit Card

Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
2 Complimentary lounge access at select airport within India
Explore curated experiences with Extraordinary weekends
Explore curated experiences from across the world with Extraordinary weekends
Get 3 complimentary rounds of golf at some of India’s most picturesque destinations
Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
Purchase Protection Cover up to to Rs. 1 lakh
Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
Fuel Transaction Surcharge- 1% of transaction amount
Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

First Year Fee will be waived upon spending Rs. 30,000 within the first 90 days
Renewal Year Fee will be waived upon spending Rs. 50,000 in the 12 months period
Activation Benefit: Avail Rs. 250 worth Gift Voucher upon card activation with 2 transactions in first 30 days
Milestone Benefit: Avail Rs. 500 worth Gift Voucher on spends of Rs. 1 Lakh in a year (Non-EMI, Non-Wallet and Non-Rental Spends)
3% cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App]
2% cashpoints on all other Select Paytm Spends
1% cashpoints on all other Retail Spends
Utility Bill Payments: Simply register the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. Be assured all utility bills will be paid on time, conveniently and easily
Zero cost liability: If the Card gets lost simply report it immediately to HDFC Bank’s 24-hour call centre. After reporting the loss, the cardholder will have a zero liability on any fraudulent transactions made on its card
1% fuel surcharge waived of on fuel transactions between transactions of Rs. 400 to Rs. 5,000
The card is enabled for contactless payments
Up to 20% discount on partnered restaurants via Dineout
Quick Loan for Business: Check for term loan eligibility on the credit card for business purposes
Avail up to 50 days of interest free credit on the Credit Card

Pros

Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
2 Complimentary lounge access at select airport within India

Cons