Compare Axis Bank Vistara Signature Credit Card vs HDFC Regalia Credit Card

Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
2 Complimentary lounge access at select airport within India
Explore curated experiences with Extraordinary weekends
Explore curated experiences from across the world with Extraordinary weekends
Get 3 complimentary rounds of golf at some of India’s most picturesque destinations
Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
Purchase Protection Cover up to to Rs. 1 lakh
Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
Fuel Transaction Surcharge- 1% of transaction amount
Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

Avail 4 Reward Points on every Rs.150 spent on all retail spends including Insurance
Zero Lost card liability
Foreign Currency Markup : 3.5% on all foreign currency spends
Enjoy Revolving Credit on the credit card at nominal interest rate
24/7 Concierge Services
Complimentary Airport Lounge Access within India: The lounge access program is be based on credit card spends. Spend Rs.1 Lakh or more in a calendar quarter (Jan-Mar | Apr-June | Jul-Sept | Oct-Dec). Avail up to 2 complimentary lounge access vouchers as part of quarterly milestone benefit
Priority Pass: Lounge access outside India using priority pass is not based on spends. Apply for Priority Pass for self and add on members once you have completed minimum 4 retail transactions. Using Priority Pass, cardholder and the add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. If exceeded the 6 Complimentary visits, there will be a charge of US $27 + GST per visit. Guests accompanying the primary card holder must have an Add-on credit card with their own Priority Pass
1% fuel surcharge waiver at fuel stations across India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5000
Enjoy dining benefits with the Good Food Trail program: Avail up to 7.5% savings on all restaurant bill payments via Swiggy Dineout (20k+ restaurants). The offer is inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App
Milestone Benefit: Obtain Bonus 10,000 Reward Points when making spends of Rs. 5 lakhs in the anniversary year. Earn additional 5,000 Reward Points when spending Rs. 8 lakhs spends in the anniversary year
Renewal fee waived off if spends exceeds more than Rs. 3 Lakhs in the previous year
HDFC Bank Regalia Credit Card provides the option to convert big spends into EMI after purchase
The credit card is enabled for contactless payments
Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization: Up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs 9 lakhs

Pros

Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
2 Complimentary lounge access at select airport within India

Cons