Axis Bank Shoppers Stop Credit Card vs SBI SimplyClick Credit Card
Joining Fees
₹500
₹499
Editor's Rating
4
3.7
Key Features
- Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
- Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
- Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
- Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
- Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
- Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
- Maximum discount is capped at Rs. 500 per month
- Offer is applicable on a minimum order value of Rs. 2500
- Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
- Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000
- On joining SimplyCLICK SBI Card, get Amazon.in gift card worth Rs. 499
- On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
- Earn 5X rewards on all other online spends
- Earn 1 reward point per Rs. 100 on all other spends
- Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
- 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
- Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
- Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
- Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
- With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay
Editor's Review
Pros
- No redemption fee, customers can easily redeem points without paying any additional fees
- Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
- Welcome benefits
Cons
- No railway lounge access
- No airport lounge access
- Reward points are limited to Shoppers Stop outlets online/offline only
Pros
- Earn 1 reward point per Rs.100 on all other spends
- e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
- e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs
Cons
- No Golf/coaching sessions
- No particular benefits on travel, dining or entertainment
- Limited options for reward redemption
