Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
Maximum discount is capped at Rs. 500 per month
Offer is applicable on a minimum order value of Rs. 2500
Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000
Lifetime free credit card - No joining fee/annual fee
Get up to 4x Reward Points on every transaction
Unlimited never expiring reward points as good as cash
Insurance premium payments and Utility bill payments will earn 1X reward points
Enjoy travelling around the world with the best-in-class zero Forex Mark-up fee
Zero interest charges on ATM cash withdrawals for up to 45 days
Zero Currency Exchange Hassles
Avail up to Rs. 25,000 card liability cover, Rs. 2 lakh personal accident insurance, and Rs. 25,000 purchase protection
Complimentary Roadside Assistance, Personal Accident Cover, and Feul Surcharge Waiver
1% Fuel Surcharge Waiver
Withdraw cash up to 100% of FD value
Instantly Increase the Credit Limit- Instantly enhance it by securing an additional Fixed Deposit, starting from Rs. 5,000
Earn 4X Reward Points on every travel spend
Up to 3X reward points on all UPI spends
Credit limit minimum 100% of the FD Value
No credit history required
No income proof required
Instant Card Issuance
Discover discounts across 1500+ resturants and retailers
Get discount across 300+ merchants and 1500+ resturants
Credit shield protection against theft and fraud
Access to exclusive VISA offers across the globe
Editor's Review
Pros
No redemption fee, customers can easily redeem points without paying any additional fees
Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
Welcome benefits
Cons
No railway lounge access
No airport lounge access
Reward points are limited to Shoppers Stop outlets online/offline only
Pros
Lifetime free credit card
Get a 100% credit limit against the amount of Fixed Deposit
Get up to 4x Reward Points on every transaction
Cons
No travel benefits
No golf benefits
No complimentary domestic or international airport lounge access
More comparisions with Axis Bank Shoppers Stop Credit Card