Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets
Dining Delights- Minimum 15% off on partner restaurants in India
On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
This Credit card is an EMV certified chip credit card, hence you can spend securely
Complimentary Airport Lounge access within India
Avail up to 20% cashback on bare fare domestic flight bookings
Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder
Avail hotel and holiday vouchers as described below:
Worth Rs. 10,000
Rs. 500 cashback on booking any Domestic return air ticket
Rs. 1,500 cashback on booking any International return air tickets
Hotels:
Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above
Holidays:
Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above
Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points
Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways
Avail 4 Reward Points on every Rs.150 spent on all retail spends including Insurance
Zero Lost card liability
Foreign Currency Markup : 3.5% on all foreign currency spends
Enjoy Revolving Credit on the credit card at nominal interest rate
24/7 Concierge Services
Complimentary Airport Lounge Access within India: The lounge access program is be based on credit card spends. Spend Rs.1 Lakh or more in a calendar quarter (Jan-Mar | Apr-June | Jul-Sept | Oct-Dec). Avail up to 2 complimentary lounge access vouchers as part of quarterly milestone benefit
Priority Pass: Lounge access outside India using priority pass is not based on spends. Apply for Priority Pass for self and add on members once you have completed minimum 4 retail transactions. Using Priority Pass, cardholder and the add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. If exceeded the 6 Complimentary visits, there will be a charge of US $27 + GST per visit. Guests accompanying the primary card holder must have an Add-on credit card with their own Priority Pass
1% fuel surcharge waiver at fuel stations across India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5000
Enjoy dining benefits with the Good Food Trail program: Avail up to 7.5% savings on all restaurant bill payments via Swiggy Dineout (20k+ restaurants). The offer is inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App
Milestone Benefit: Obtain Bonus 10,000 Reward Points when making spends of Rs. 5 lakhs in the anniversary year. Earn additional 5,000 Reward Points when spending Rs. 8 lakhs spends in the anniversary year
Renewal fee waived off if spends exceeds more than Rs. 3 Lakhs in the previous year
HDFC Bank Regalia Credit Card provides the option to convert big spends into EMI after purchase
The credit card is enabled for contactless payments
Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization: Up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs 9 lakhs
Editor's Review
Pros
Complimentary Airport Lounge access within India
Avail up to 20% cashback on bare fare domestic flight bookings
Avail Rs. 25 off when booking tickets with this Credit Card on
Cons
No Golf Privileges
Pros
Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs
Accidental air death cover worth Rs. 1 Crore
Fuel Surcharge Waiver
Cons
Slightly high Annual Fee
No golf/coaching sessions
More comparisions with Axis Bank My Wings Credit Card