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Apollo SBI Card vs Klick RuPay Credit Card

Joining Fees

₹499

₹0

Editor's Rating

3.2

4.4

Key Features

  • Get complimentary Apollo Gold Tier Membership
  • Get 3X Reward Points on every Rs. 100 spent on all Apollo services
  • Get 10% Instant Discount at Select Apollo Services
  • On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
  • Zero Joining Fees and Annual Fees
  • 1% Fuel Surcharge Waiver
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app
  • 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
  • Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
  • Earn reward on UPI and non-UPI spends

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert Reward Point into Health Credits
  • Get 10% Instant Discount at Select Apollo Services
  • Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

  • The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
  • The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
  • No Golf/coaching sessions

Pros:

  • Lifetime Free Credit Card
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app

Cons:

  • No international or domestic lounge access
  • No Golf Benefits
  • No Movies and Entertainment, and Dining Benefits


More comparisions with Apollo SBI Card

More comparisions with Klick RuPay Credit Card

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