Compare American Express SmartEarn™ Credit Card vs 6E Rewards XL

Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership

Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
Gain 3 6E Rewards per Rs. 100 Spends on Grocery, Dining and Entertainment
Get 2 6E Rewards per Rs. 100 on all other spends
You are entitled to 8 complimentary domestic airport lounge accesses per year, which are distributed as 2 accesses per quarter
Exclusive Dining Privileges: Enjoy the benefits of the Good Food Trail Dining program at premium restaurants across top cities
Markup fee of 2.5% on all foreign currency transactions
Zero Lost card liability
Up to 50 days of interest-free period from the date of purchase
Enjoy Revolving Credit at a nominal interest rate
Domestic Lounge Access – VISA / Mastercard Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
Mastercard Offers & Benefits: Cardholders of the 6E Rewards XL- IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
Convert big spends into EMI after purchase
The card is enabled for contactless payments

Pros

Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale

Cons