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American Express® Platinum Card vs HSBC TravelOne Credit Card

Joining Fees

₹60,000

₹4,999

Editor's Rating

4.6

4.2

Key Features

  • Earn 1,00,000 Welcome Bonus Membership Rewards® Points
  • Benefits worth Rs. 37,000 every time one book at one of the 1000+ properties under the Fine Hotels & Resorts collection. Get 25% off at Taj, SeleQtions and Vivanta Hotels
  • REMAIN PROTECTED WITH BENEFITS UP TO Rs. 20,000 BY AVAILING:

A. Air Accident Insurance

B. Overseas Medical Insurance

C. Purchase Protection

D. Wallet Protection

  • 24X7 CONCIERGE SERVICE
  • Access over 1,200 Airport Lounges globally that includes the following:

1. The Centurion® Lounge

2. American Express Lounges

3. Priority Pass™ Lounges

4. Delta Sky Club® Lounges when flying Delta

5. Escape Lounges 6. Domestic Partner Lounges in India

  • Avail exclusive deals on airlines such as Emirates, Qatar Airways, Virgin Atlantic, British Airways, Air France, KLM, Delta Airlines and more
  • Complimentary benefits worth Rs. 37,000 at the iconic 5-star properties, which includes guaranteed 4 pm late check-out, room upgrades at check-in when available, daily breakfast for two, WiFi or a special amenity at each property worth US$100. Hotels included are Four Seasons Hotels & Resorts, Mandarin Oriental, The Ritz-Carlton and many more
  • Upgrades to Elite Tier Memberships: Taj InnerCircle Silver Tier, Marriott Bonvoy™ Gold Elite Status, Hilton Honors Gold Status, Radisson Rewards Gold Status, Hertz Gold Plus Rewards
  • For death due to air accident, get Coverage of Rs. 5 Cr, for loss of checked-in baggage, passport or documents., get coverage of Rs. 50,000, and avail complimentary Overseas Medical Insurance for US$ 50,000 for the first seven days of a trip
  • Avail 3X Membership Reward points on everything, every time you spend abroad
  • Access VIP-only events, pre-sale tickets and best seats in the house for concerts, Fashion Weeks, Grammy Awards, Wimbledon and more
  • Access favourite restaurants around the world such as Hakkasan London, Zuma Rome, Nobu New York, Cipriani Dubai and many more
  • Enjoy access to Platinum Fine Dining at restaurants in Delhi/NCR, Mumbai, Bengaluru, Chennai, Kolkata and other cities. Enjoy meals with a glass of wine and/or dessert at restaurants like Masala Bay, Spicy Duck, The Lodhi, Vetro and Enoteca etc
  • Up to 50% off at over 1800 premium restaurants in India with a complimentary membership to EazyDiner Prime. Other privileges include a complimentary drink, preferential reservations & a 24X7 VIP helpline
  • Complimentary access to more than 30+ golf courses across India
  • As a Welcome Benefit, on spending Rs. 10,000 within the first 30 days, get Cashback worth Rs. 1,000, Postcard Hotels voucher worth Rs. 3,000, and 3 months EazyDiner Prime membership. Get additional 3,000 bonus reward points when you spend Rs. 100,000 in the first 90 days
  • Annual fee will either be Rs. 4,999, or free if you spend more than Rs. 800,000 a year
  • Get complimentary airport lounge visits, holiday, car hire and lifestyle discounts, and more
  • Avail 4 reward points for every Rs. 100 spent on flights, travel aggregators and in foreign currency
  • Avail 2 reward points for every Rs. 100 spent on anything else, with no cap
  • Avail 10,000 bonus reward points when spending more than Rs. 1,200,000 a year
  • Get even more reward points with additional cards
  • Instantly convert Reward points to Air Miles 1 to 1 in the app
  • Save 15% on domestic and international holiday Bookings at Yatra, EaseMyTrip, PayTM Travel, and ClearTrip
  • Save up to 20% at selected duty free stores in India
  • Save when booking getaway at StayVista
  • Enjoy Mastercard World Platform benefits, such as complimentary golf, holiday discounts and more
  • Get up to USD 20,000 purchase protection every year
  • Get 6 domestic and 4 international airport lounge visits every year
  • Enjoy discounts on movies, events and dining with the Zomato app
  • 15% off on Yatra
  • 15% off on EaseMyTrip
  • 15% off on Paytm Flights
  • 15 % off on Cleartrip
  • 11% off at StayVista: Stay for less when making a hotel booking through the StayVista website (max 2 bookings per card per year; max saving per booking INR3,000)
  • Up to 50% off with the District app by Zomato: Up to 10% off events and dining. Plus, buy 1 movie ticket and get 1 free  twice a month
  • Up to 20% off duty-free with AdaniOne: Save 20%, up to Rs. 3,000, on their app or website when spending Rs. 8,000 or more, once per card per year
  • Access to the top golf courses in India: Get 4 complimentary rounds of golf and 12 complimentary lessons per calendar year (max 1 per calendar month). Plus, get 50% off your green fees for additional rounds

Editor's Review

Pros

  • Healthcare Offers are as follows:

1. Up to 20% off on health check-ups, OPD Consultation, dental treatments

2. Discounted stays at villas with wellness experiences

3. 20% off on skincare & beauty products

4. 15% off on pharmacy 

5. Special discounts on spa services at Atmamtan Spa, O2, Tattva

  • Hype Luxury Car Rentals Offers Earn: Avail benefits worth up to Rs. 90,000 annually
  • Fraud protection worth Rs. 15 Lakh and Emergency Hotel and Travel Assistance up to Rs. 2 Lakh and emergency cash in India

Cons

  • Extremely high Annual Fee with no first-year waiver
  • High minimum payment
  • Variable APR/Interest Rates

Pros

  • Enjoy Mastercard World Platform benefits, such as complimentary golf, holiday discounts and more
  • Up to 15% discount across some of the most popular travel platforms
  • Complimentary golf rounds and green fee offers

Cons

  • No Fuel benefits
  • Welcome benefits come with spend-based conditions
  • Redemption of the accrued reward points is limited to just travel partner points or miles


More comparisions with American Express® Platinum Card

More comparisions with HSBC TravelOne Credit Card

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