Compare American Express Membership Rewards Credit Card vs IDFC FIRST Millennia Credit Card

Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
Redeem Points from the fabulous 18 and 24 Karat Gold Collection
Exciting Discounts of up to 20% every time you dine at select restaurants

Get 10X Reward Points on incremental spends above Rs. 20,000 per month and spends done on the cardholder’s birthday
Get 3X Reward Points on applicable online and offline purchases for spends up to Rs. 20,000 per month
Use the Reward points to instantly pay for online or in-store purchases
Get 1X Reward Points on Insurance premium payments and Utility bill payments
Get 25% discount on movie tickets up to Rs. 100 on Paytm mobile app. This is valid once per month
Get 4 complimentary Railway lounge visits per quarter
Avail complimentary Roadside Assistance worth Rs. 1,399
Fuel surcharge waiver of 1% at all fuel stations in India, up to Rs. 200/month. This is applicable only on transactions between Rs. 200 & Rs. 5000
Enjoy 300+ Merchant offers all year long
Up to 20% discount at 1500+ restaurants
Up to 15% discount at 3000+ Health & Wellness outlets
Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Convert all transactions above Rs. 2,500 into easy and convenient EMIs from the mobile app
Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from other bank credit cards with IDFC First Bank’s balance transfer privilege