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Air India SBI Platinum Card vs Tata Neu Plus SBI Credit Card

Joining Fees

₹1,499

₹499

Editor's Rating

3.7

3.7

Key Features

  • Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
  • For every Rs. 100 spent, get 2 Reward points
  • On annual bases, get nearly 15,000 bonus Reward points
  • Every year, enjoy obtaining anniversary gift of 2,000 Reward points
  • Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
  • Complimentary Visa Lounge Access
  • Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
  • Redeem these coins on Tata New App/Website and partner Tata Brands
  • 2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
  • Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
  • 1% value-back as NeuCoins on other spends
  • 1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
  • 4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
  • Annual fee waiver on spending Rs. 1 Lakh in the previous year
  • 1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
  • Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
  • Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
  • Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
  • Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs

Editor's Review

Pros

  • Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
  • Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
  • Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

  • No golf/coaching sessions

Pros

  • Welcome benefits worth the joining fee
  • Up to 7% value-back as NeuCoins
  • Enjoy benefits across multiple brands covering different spending categories
  • 1% saving on UPI transactions with the Rupay variant

Cons

  • No Golf Benefits
  • No International Airport Lounge Access
  • For some users brand benefits could be restricted
  • No milestone or renewal benefits


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