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6E Rewards XL – Indigo HDFC Bank Credit Card vs HDFC Bharat Credit Card

Joining Fees

₹1,500

₹500

Editor's Rating

3.8

3.3

Key Features

  • Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
  • Gain 3 6E Rewards per Rs. 100 Spends on Grocery, Dining and Entertainment
  • Get 2 6E Rewards per Rs. 100 on all other spends
  • You are entitled to 8 complimentary domestic airport lounge accesses per year, which are distributed as 2 accesses per quarter
  • Exclusive Dining Privileges: Enjoy the benefits of the Good Food Trail Dining program at premium restaurants across top cities
  • Markup fee of 2.5% on all foreign currency transactions
  • Zero Lost card liability 
  • Up to 50 days of interest-free period from the date of purchase
  • Enjoy Revolving Credit at a nominal interest rate
  • Domestic Lounge Access – VISA / Mastercard Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter) 
  • Mastercard Offers & Benefits: Cardholders of the 6E Rewards XL- IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
  • Convert big spends into EMI after purchase
  • The card is enabled for contactless payments
  • Get 5% monthly cashback by booking tickets through IRCTC
  • On Fuel expenses, enjoy savings with 5% monthly cashback
  • Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • On Groceries spends, enjoy savings with 5% monthly cashback
  • Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase
  • Get Revolving Credit at Nominal interest rate
  • Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card

Editor's Review

Pros

  • Get 8 complimentary domestic lounge access
  • Complimentary ticket worth Rs. 3000 as a welcome benefit
  • Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website

Cons

  • No golf benefits are provided
  • No international airport lounge access

Pros

  • Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase

Cons

  • No Lounge Access
  • No Golf benefits


More comparisions with 6E Rewards XL – Indigo HDFC Bank Credit Card

More comparisions with HDFC Bharat Credit Card

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